Loan For Foreign Study | વિદેશ અભ્યાસ લોન 2022
Gujarat Unreserved Educational and Economic Development Corporation (GUEEDC) works to understand the sufferings of unreserved classes. Recommends to the Government to understand the problems of unreserved class and solve them. After studying various schemes related to social welfare, Bin-Anamat prepares recommendations for welfare schemes for classes. Various welfare schemes are run by the Unreserved Class Commission such as Educational Study Scheme Loan, Meal Bill Assistance, Coaching Assistance (Tuition Assistance), Coaching Assistance for JEE, GUJCET, NEET Exams, Training Assistance for Competitive Exams and Study Abroad Loans etc.
Purpose of Loan For Foreign Study Loan
With the aim of helping the bright students of non-reserved castes in the state to get good and higher education in foreign countries and to help the economic situation, Gujarat government is implementing foreign study loan scheme. “Unreserved Loans” are provided by Gujarat Unreserved Educational & Economical Development Corporation.
Loan For Foreign Study Loan Eligibility
● For MBBS after Class – 12, Graduate (Diploma followed by Degree) courses
● For Master Course as well as Post Graduation Diploma or equivalent course known as
A total loan of up to Rs 15 lakh is available for any type of higher studies abroad like research, technical, paramedical, professional etc.
● Those who have 60℅ or more in class-12 can benefit from this scheme.
● Eligible for those whose annual family income is less than Rs 600000 (six lakhs).
Loan For Foreign Study How much to get loan
Under the Loan For Foreign Study scheme, a total limit of 15 lakhs (fifteen lakhs) is available at 4% simple interest for higher studies abroad.
Loan For Foreign Study Document to take loan
Bin anamat aayog has set policies for students to take loans for study abroad. The prescribed documents for taking unreserved scheme loan are as follows.
1. Application form in prescribed format
2. Unreserved Class Certificate
3. Copy of Aadhaar Card
4. Income certificate
5. Admission letter
6. Copy of mark sheet of class-12 and above studies
7. Mark sheet of class – 10 and 12
8. Instance of School Dropout (LC)
9. Copy of passport
10. Visa Copy
11. Air Ticket
12. Proof of fees payable/paid every year
13. Copy of first page of applicant's bank passbook
14. Mortgage / Encumbrance and 5 bank cheques
15. Consent letter of father/guardian to mortgage property as per Annexure-3
16. Approval of Guarantor and Property valuation report and basis of property as per Annexure-1.
Documents/Guarantee for Bin-Anamat Loan
● For loans with a total course loan amount of Rs 7.50 lakh or less, the applicant student has to register an encumbrance on his or a relative's property worth one and a half times the loan amount.
● Each borrower shall furnish 5 (five) post dated checks signed in favor of the Corporation (for the Corporation).
Total Course Loan Amount Rs. 7.50 lakhs in excess of that total amount shall be mortgaged in favor of the immovable property corporation of himself or any other relative.
Where to apply for Loan For Foreign Study Loan
To take an unreserved loan for studying abroad, the applicant must fill the online form on the website mentioned below before going abroad. After filling the online form, the necessary documents have to be uploaded on the website.
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